As a business correspondent partner for Kotak Mahindra Bank, the company facilitates loans to borrowers who lack collateral. Through a group lending model, borrowers are organized into groups, collectively assuming responsibility for each member’s loan repayment. This approach enables greater financial inclusion by fostering mutual support and accountability among borrowers.
On behalf of Kotak Mahindra Bank Ltd., the company disburses loans via bearer cheques or NEFT transfers, with most collections conducted digitally. This cashless approach minimizes risk and enhances security, ensuring minimal cash handling throughout the process.
In its role as a facilitator for micro-lending, Sonata distributes loan products developed by Kotak Mahindra Bank Ltd. (KMBL). These products feature small, manageable repayments designed to support borrowers in avoiding emergency distress sales, nurturing financial stability within underserved communities.
As a micro-lending facilitator, the company focuses on serving a customer base primarily composed of women, empowering them through accessible financial solutions tailored to bring growth and financial independence.
We provide loans to individual as well as group members in the under developed regions of India for a range of income-generating activities. Sonata serves thousands of poor people across villages and urban slums in India. By providing the poors with wide range of economic tools, we are looking forward to the eradication of poverty.
In the initial growth period, Sonata only offers one basic loan product, which is strictly restricted to...
Utility products are provided to existing JLG & IL clients at affordable prices..
Sonata Finance provides Individual Loan lending for individuals...
Sonata Finance provides Group Loan lending for group...
As a trusted Business Correspondent for Kotak Mahindra Bank Limited, we specialize in empowering underserved women by facilitating accessible, reliable microfinance services. Our dedicated team identifies and supports women in need, facilitating financial assistance with honesty, timeliness, and efficiency. Through a cost-effective, community-focused approach, we help women build financial resilience and achieve their goals.
FOR WOMEN EMPOWERMENT TO PROVIDER The Loans are sanctioned for supporting the members for undertaking Income Generating activities.
Our commitment to every client is so strong that we offer a complete satisfaction guarantee to ensure each client receives the expected value from our services.
Our goal is to deliver exceptional service to our clients. We continue to explore new ways to deliver the highest level of service, integrity and personal care.
Loan is repayable by weekly, fornightly & monthly installments at the choice of the borrower.
Inspired by many success stories of microfinance, Sonata has taken various initiatives to improve the quality of life of our Clients..
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Sonata aims to make microfinance financially self-sustainable. We use systematic processes, technology and training to help ensure we offer quality service to our borrowers. Sonata Finance distributes small loans that begin at Rs. 5,000 to Rs. 5,00,000 to poor women so they can start and expand simple businesses and increase their incomes.
Sonata have more than 13 Years of experience in Financial Services.
Sonata serves thousands of poor women across villages and urban slums in India.
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Our some valuable Client/Other User testimonials
'Working at Sonata is a great pleasure for me. The thing I appreciate most about the company is that it has given me the opportunity to work in a pleasant multicultural environment with very nice colleagues. I am proud to be part of Sonata.'
'Recently I had a emergency and needed to get help quick. I went to their website which was clear and informative, filled out the quick and easy application and their representative were courteous, quick, and very helpful. Thank you Sonata.'
'The process was smooth and I received my funds the very next business day. I would highly recommend Want to anyone looking for financial assistance.'
'The experience with Sonata was great, very easy to apply and the customer service individual that helped me with the process was outstanding.'
'Sonata made me feel like a valued customer and I feel empowered to chart my own path after receiving my loan through Sonata . Many many thanks.'
Get In Touch With US
SONATA FINANCE PRIVATE LIMITED CIN: U65921UP1995PTC035286 IInd Floor, CP-1,PG Tower,Kursi Road, Vikas Nagar, Lucknow - 226022 Uttar Pradesh ,India +91-522-2334900 Toll Free Number 1-800-2100102 Mon-Fri 9:00 AM – 5:00 PM, Sat 9:00 AM – 2:00 PM info@sonataindia.com, hr@sonataindia.com